The Consumer Finance Association, bringing together CFA and the BCCA, has announced the election of Julian Graham-Rack to the position of President of the new merged association. He was elected by the new Board of directors.

Julian, CEO of Curo in the UK, said of his appointment,

“It is an honour to be elected as the first President of the new Consumer Finance Association and to have the support of the new team of directors.  I have been delighted by the way in which the CFA and BCCA have come together to create a new trade association for alternative lenders”

“I pay tribute to my predecessor Caroline Walton, who has played such an important part in guiding the CFA during some difficult times for our sector. Both Caroline and Richard Fuller, as chairman of the BCCA, have left their mark by bringing us to this place.

“Any independent observer would agree that our sector has gone through profound change.  Companies, products, customers and culture have all changed positively for the customers we serve.  It is now time for us to look to the future. The Consumer Finance Association will build constructive relationships with regulators, become a platform for sector discussion and ensure the highest standards within the alternative lending market.”

Julian’s involvement with the alternative lending market started in 2014, when he joined the Curo Group to lead their UK businesses through authorisation and forward within the regulated market.  Prior to joining the Group, Julian held senior positions within UK and European regulated betting and gaming markets.


  • The new association brings together lenders, brokers and service suppliers. It is the principal trade association representing the short-term lending sector in the UK.
  • At the time of the merger the two organisations total over sixty members. Members range from new start-ups to the market leaders.
  • Both Caroline Walton (President of the CFA) and Richard Fuller (Chairman of the BCCA) have stepped down from their roles.
  • Jason Wassell, formerly CEO of the BCCA, has taken over as CEO of the new Consumer Finance Association.


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